Insights and perspectives

In this section we gather thoughts, words and visions on Business transformation, Cloud, Customer experience management, Digitalization, Industrial Internet, Innovation and Modernization.

Jasmiina Galenius

WFM & HCM Solution Consultant, Tieto

Transforming Human Capital Management (HCM) systems to the cloud has dominated the HR applications market for the past years, but now companies are looking into Workforce Management (WFM) solutions. Cloud HCM technology on its own does not cover all specific WFM related requirements and companies face the fact that additional solutions are needed in addition to HCM system. More

Sami Sivonen

Lead Business Developer, Tieto

Robots helping customers and staff will be commonplace in stores in the near future. Machine vision making sure that wastage is kept to minimum and customers have all the products they want will also soon be run of the mill. More

PCI and the return of Javascript supply chain attacks

September 13, 2018. | Timo Ahomäki, Tieto Security Services

Timo Ahomäki

Head of Portfolio Development, Tieto Security Services

In February this year, I wrote about the perils of Javascript supply chain, and how compromised external libraries were used to plant crypto currency miners to browsers of visitors of a large number of UK government websites. I also wrote about some techniques to prevent this from happening to your visitors. More

Markus Melin

Head of Tieto Security Services, Tieto

All around the Internet, botnet-powered DDoS attacks are underway constantly, and they are more destructive than ever before. Why should the C-level in organizations care about this? Because anyone can become a target, and the price tag of an attack may be heavy. More

Yulia Filipovich

Senior Compliance Manager, Tieto Compliance Cloud, Tieto

While we were preparing for the GDPR (General Data Protection Regulation), the US Government implemented a new law – the Cloud Act (Clarifying Lawful Overseas Use of Data), which came into effect March 23, 2018, and has implications for companies handling sensitive data in Europe. More

Juhani Sysimetsä

Lead Business Consultant, SAP, Tieto

SAP is investing strongly into cloud based solutions. Now it is bringing companies the possibility to have a full-blooded ERP as a public cloud service. SAP S/4HANA Cloud is SAP’s largest step towards the cloud so far. More

Peter Österdahl

Business Developer, Tieto Security Services

Election day is almost here in Sweden. Perhaps you have felt angry about particular stories or articles in your social network about the election (or the past election if you are not living in Sweden)? Maybe even shared news and written some comments about it as well. Did you fact check or just share? More

PSD2: Game changer or not?

September 3, 2018. | Kaarle Honkamaa, Tieto

Kaarle Honkamaa

Head of Offering Development, Open Banking, Tieto

Sweden is already a leader in digital payments. Account aggregators, such as Tink, have 500k users. In Finland, Siirto enables you to make payments on accounts you have in other banks than your wallet provider. Some might say that PSD2 as such will not be a huge game changer. But in fact, the impact of PSD2 goes way beyond the mandated APIs towards open banking. More

Sameer Datye

Business Developer, Tieto

When I was younger, money was real- it was coins and notes. It was tangible. Transactions were tangible and comprehensible. With money turning plastic and even virtual, children today find the concept of money a bit vague. It is not strange to hear the child say- if you don’t have money, just get it form the ATM or pay with the credit card. I am sure “just touch the phone” is not so far way either. More

Charlotte Levert

Head of HR, Tieto Sweden

At Tieto, equality is not something we plaster on top of our ordinary organisation. Instead it is a core value, a guiding principle and – most important of all – a competitive advantage and a way to service our customers better. More

Cagla Salmensuu

Consultant, Tieto

Did you know that the European Union has introduced the first cyber security law in Europe, the NIS directive? For many organizations, its practical implementation and compliance requirements are unclear yet. In the Nordics, the situation is further complicated by the fact that countries are free to choose how they implement the directive as local law. More

Sameer Datye

Business Developer, Tieto

The days of the “wise-old-wealth-manager(advisor)” whose advise was the only window into wealth planning from the smallest insurance policies to the major decisions around investments related to pensions, equities and even real-estate - are pass. Such a role and all its adjectives are fast becoming obsolete and irrelevant. More

Markku Luoma-aho

Director, Tieto Financial Services strategic sales and solutions, Tieto Financial Services

The prime reason a Nordic financial services company chooses an ICT partner is to increase profit. Higher net income can come from a variety of sources: new sales channels, increased turnover, better customer retention, lower expenses, increased efficiency, innovations, or a combination of the above. Tieto aligns our goals with yours, and to prove it we can set our pricing to match your measurable goals. To put it simply, we can be paid for different levels of results, which is exactly how it should be. More

Markku Luoma-aho

Director, Tieto Financial Services strategic sales and solutions, Tieto Financial Services

Once upon a time the question of onsite v. offshore was about costs. Expenses are still important – they are always important – but today a clever ICT sourcing strategy is about much more. It provides speed, flexibility, resource efficiency, renewing expertise and scalability when needed. What I’m talking about is smart sourcing. “Smart” might be a buzzword, but here it is apt because it describes a cleverer way of utilising ICT resources. More

Markku Luoma-aho

Director, Tieto Financial Services strategic sales and solutions, Tieto Financial Services

Financial service companies can benefit from agile development methodology if it is used properly. First things first: agile development is not the silver bullet which can stop every werewolf stalking your business. It works in the right situations, and, if properly managed and implemented, it can work very well. More

How to grow and differentiate in a commodity market

July 20, 2018. | Markku Luoma-aho, Tieto Financial Services

Markku Luoma-aho

Director, Tieto Financial Services strategic sales and solutions, Tieto Financial Services

With many Nordic pension products dictated by regulation, how can you stand out from the crowd? You are at the grocery store shopping for oranges. There are several varieties side-by-side which all look the same. Then you see a display of Sicilian blood oranges cultivated under the warm Mediterranean sun. They look different and taste better, something you can’t get from generic oranges. This is an example of differentiation in a commodity market. More

Edgars Bremze

Strategic Product Manager, Tieto

Tieto is monitoring many European jurisdictions in the process of introducing PSD2, which mandates banks to open up their APIs to third-party service providers. Simultaneously, we closely follow the reaction of the financial community in other markets, such as Singapore, Russia, China or Nigeria. It is evident that implementing the mandates can be a complicated process that eats up a lot of time and resources. More

Edgars Bremze

Strategic Product Manager, Tieto

When it comes to PSD2 and Open Banking, the European Union is like a test lab for the rest of the world. Other countries are closely following how the directive is going to work and what challenges the financial market will face. The experiences in the EU will be a benchmark for everyone else. More

Edgars Bremze

Strategic Product Manager, Tieto

Open Banking is bound to reshape the banking industry and its services. The driver comes from the EU in the form of PSD2, short for Revised Payment Service Directive, which opens up the EU payment market to companies offering consumer- or business-oriented payments based on access to information about the payment account. However, we’re still waiting for the influx of innovative services. More

Smart business development needs different approaches

July 10, 2018. | Markku Luoma-aho, Tieto Financial Services

Markku Luoma-aho

Director, Tieto Financial Services strategic sales and solutions, Tieto Financial Services

Financial services companies are eager to develop their businesses, but success requires you to match the method to the target. Nordic financial service companies are undergoing a renaissance, driven by new competitors, new technology, new ways of doing business and new regulations. This makes the industry a fertile field for business development, such as finding growth through new channels or business lines, or vastly increasing efficiency. More

Peter Österdahl

Business Developer, Tieto Security Services

Did you know that there are more than 1,000 municipalities within 50 counties just in the Nordics? Think about that number for a second; 1,050 organizations! More

Maria Nordgren

VP, Sales, Security Services, Tieto

It is no secret that reliability and trust are the pillars on which all economic and societal activity can flourish. Not one season passes without a cyber-security breach at a national and sometimes global level around us. More

Maria Nordgren

VP, Sales, Security Services, Tieto

Cyber security is in the spotlight like never before. For many organizations, this has been a fight against the clock to meet the requirements of EU's new data protection regulation, GDPR, before it came into force in May. More

Timo Ahomäki

Head of Portfolio Development, Tieto Security Services

In many ways, help desks hold the keys to the kingdom of all IT environments. They are also helpful by nature. This makes help desks a favorite target for cyber criminals to perform social engineering tricks to gain access. What can we do to make help desks serve users in a more secure manner? More

Yulia Filipovich

Senior Compliance Manager, Tieto Compliance Cloud, Tieto

Cyber security was ranked as one of the top five global risks for businesses at World Economic Forum in Davos, Switzerland in 2018. As the EU General Data Protection Regulation’s deadline has just passed, there is growing pressure on businesses worldwide to ensure that they are making cyber security a top priority. More

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