Patrik has been engaged in the emerging payment industry for almost two decades. Starting with one of the early micropayment initiatives in the late nineties, his experience since then includes establishing a mobile payment startup in Europe, driving payment innovations at the Swedish ACH and working for a global telco giant in building mobile wallet ecosystems across Africa, Asia and Latin America. With extensive experience from introducing payment innovations to market Patrik is the concept owner for payments at Tieto.
A pretty straightforward question from a colleague really got us thinking about the terminology we use in the payments industry. More
A couple of hikers see a farmer leaning on his gate and stop to ask for directions. “We’re looking to get to X,” they say. “Well, I wouldn’t start from here,” the farmer replies. More
‘Open’ is a short word with a long list of meanings. These range from being free to all to join, ready for business or prepared to entertain new ideas. The impact of ‘open’ within financial services today is almost as big as the list of meanings is long. More
More than 3.7 billion people now use the internet, 90 percent of them via mobile devices. In fact, we’ve never been more connected than at any time in our history. When connectivity becomes almost a hygiene factor, this cannot but alter expectations around speed and service. More
Open innovation is undoubtedly one of the drivers behind PSD2. However, the trend towards open banking and APIs is a global one that goes beyond European legislation. And effects more than just technology or IT departments within banks. More
With all the talk about open access, open banking and open APIs, it’s open season on ‘open’ in financial services at the moment. The PSD2 is driving the ‘open’ agenda for banks in Europe, yet the trend is global. Banks worldwide are also plotting their own routes towards a more open ecosystem. More
If you could reboot how payments are done in your store what would you do? Likely you’d want them digital, instant and seamlessly integrated into the shopping experience. With Siirto, this is becoming a reality in Finland. Patrik Centellini shares what’s next within payments for retailers. More